Can you have 2 mortgages?

Yes you can have 2 mortgages. In fact there is no maximum number of mortgages that any one person can have, it all comes down to affordability.

There are plenty of reasons why people have 2 or more mortgages: buy to let property investment, holiday let or a second home perhaps.

Each time you apply for another mortgage the lender will be looking at how you can afford it and they will want to know about the other mortgages. Generally speaking this is not a problem for buy to lets, although if you own more than 4 properties you are assessed as a buy to let portfolio landlord and different rules apply.

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