Author Archives: Norman Phillips

The Wrong Mortgage

It still happens too frequently that, in pursuit of a cheap interest rate, people will use an inappropriate mortgage product, intentionally misleading the lender.. Essentially, in the minds of mortgage lenders, there are 4 uses for your property and the mortgage lender arranges pricing and mortgage terms and conditions in accordance with the risk that [read more]

Bridging Finance – An Introduction

The term “bridging finance” is frequently misused including by many in the industry, not least brokers who only arrange it very occasionally. It would be more readily understood and hold fewer fears for both client and broker if the term changed to “short term finance”. This term is more self-explanatory and truly reveals all the [read more]