Category Archives: Latest Industry Blogs

Buy to Let Property Investment

In the Budget of 2015, the Chancellor, George Osborne, made an announcement that rocked the buy to let property investment market to the core. Tax relief for residential landlords was changing. A Landlord’s ability to claim finance costs against rental income was being reduced in a bid to make buy to let property investment a [read more]

Bridge To Let

Bridge To Let In an article that we posted last month, entitled “Refurbishment Finance” the narrative mentioned the recent BTL tax changes which are negatively affecting landlords. The changes were announced in the budget of 2015 and implemented through an instrument in UK Tax Law called “Section 24”. The changes have been sensationalised in the [read more]

Refurbishment Finance

refurbishment finance

Renovations, refurbishments and conversions: Finance Options In this article we will look at the finance options available for property refurbishments, restorations and conversions of commercial, semi commercial BTL and Holiday Let property and specifically not for buying property for use as a primary residence which either requires upgrading immediately, or is just for the upgrading [read more]

Current Trends in Development Finance

Having gone through a sticky patch during the crash, the availability of development finance has returned. This has come from the traditional banks and from development bridge providers. In the early days of the Crash, the traditional banks in all practicality stopped lending on developments and it is only in the last few years that [read more]

Buy to Let vs Holiday Let

It is important to understand the differences between these two categories. Just because the both involve letting does not mean that they are similar; in fact the word “let” is possibly the only similarity. The law, taxation and finance for these including much of the underwriting rationale for the finance are quite different Let us [read more]