Category Archives: Mortgages

Secured Loans

Secured loans and homeowner loans

Secured Loans The market for secured loans is growing, as more homeowners opt for improving, rather than moving. There are, however, lots of other reasons why homeowners are using secured loans. It’s not always possible for homeowners to borrow the level of money that they sometimes need unsecured and main or 1st mortgage lenders can [read more]

Refurbishment Finance

refurbishment finance

Renovations, refurbishments and conversions: Finance Options In this article we will look at the finance options available for property refurbishments, restorations and conversions of commercial, semi commercial buy to let (BTL) and Holiday Let property and specifically not for buying property for use as a primary residence which either requires upgrading immediately, or is just [read more]

Buy to Let vs Holiday Let

Holiday let cottage

It is important to understand the differences between these two categories. Just because the both involve letting does not mean that they are similar; in fact the word “let” is possibly the only similarity. The law, taxation and finance for these including much of the underwriting rationale for the finance are quite different Let us [read more]