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Knowledge

Mortgage articles and guides

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Arranging a mortgage can be a complicated process. To help, we have put together some useful guides and articles, to give you some background information and know how.

And when you are ready, our advisers will be happy to help arrange your mortgage.

GUIDES

INTRODUCTION TO MORTGAGES

FIRST TIME BUYER MORTGAGE GUIDE

REMORTGAGE GUIDE

INTRODUCTION TO BRIDGING LOANS

SPECIAL PURPOSE VEHICLE (SPV) LTD CO’s

SA302 TAX CALCULATION

MORTGAGES & DIVORCE

BUY TO LET GUIDE

HOLIDAY LET GUIDE

SECOND HOME GUIDE

GUIDE TO SELF EMPLOYED MORTGAGES

GUIDE TO AUCTION FINANCE

TRANSFER OF EQUITY EXPLAINED

GUIDE TO HOLIDAY LETTING

GUIDE TO SPV MORTGAGES

MORTGAGE BASICS

FIXED RATE MORTGAGES

TRACKER MORTGAGES

VARIABLE RATE MORTGAGES

JARGON BUSTER

LOAN TO VALUE (LTV)

REPAYMENT MORTGAGES

INTEREST ONLY MORTGAGES

PART AND PART MORTGAGES

PROPERTY SURVEYS

STAMP DUTY LAND TAX (SDLT)

ENERGY PERFORMANCE CERTIFICATES (EPC)

EARLY REPAYMENT CHARGES (ERC)

ARTICLES

Special Purpose Vehicle (SPV) Bridging Loans Explained
Can You Extend a Bridging Loan?
Can you buy a house at auction with a mortgage?
How Many Buy-to-Let Mortgages Can I Have?
Can I Change My Mortgage to Buy to Let?
Can you buy a house with a bridging loan?
What is a bridging loan usually secured against?
What is the difference between bridging and development finance?
Bridging Loans and Deposits: A Practical Guide
What happens at the end of an interest only mortgage?
What’s the Difference Between an SPV and a Limited Company?
How long can you have a bridging loan for?
How do joint mortgages work?
Mortgage Affordability Explained: How Lenders Decide What You Can Borrow
Holiday Let Mortgages for the Self Employed
Holiday Let Mortgages for First Time Buyers
Can we get a mortgage for a holiday let business?
Purchasing a Guest House or B&B
What are holiday let occupancy clauses?
Section 106 Planning Restrictions
What is consent to let and when is it needed?
Can I remortgage my holiday let?
What does a conveyancer do?
Can you get an interest-only holiday let mortgage?
Can you get a mortgage on a flat above a shop?
Do you need payslips to remortgage?
Does bad credit affect remortgaging?
Can you get a mortgage using retained profits?
How is a CIS mortgage calculated?
Can a joint mortgage be transferred to one person?
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Thank you both so much for all of your help. You have made such a difference to our house buying process.

Rebecca

London
Excellent service from end to end in securing our Holiday Let Mortgage where other brokers had failed. Highly recommended.

Phil Entwistle

I wanted to express my sincere gratitude to you and the team at Drake for the exceptional service and attention to detail in helping secure mortgages for both of my children in the last three months. I have had numerous experiences with mortgage brokers, but none as good as you.

Duncan H

West Kingsdown
Thank you for your help throughout this process, we are very happy with the service provided and would not hesitate to recommend you.

Kat & Gary

Camden London N9
Drake Mortgages Limited place picture
Drake Mortgages Limited
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Thank you for your help throughout this process, we are very happy with the service provided and would not hesitate to recommend you.

Kat & Gary

Camden London N9

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