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Knowledge

Mortgage articles and guides

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Arranging a mortgage can be a complicated process. To help, we have put together some useful guides and articles, to give you some background information and know how.

And when you are ready, our advisers will be happy to help arrange your mortgage.

GUIDES

INTRODUCTION TO MORTGAGES

FIRST TIME BUYER MORTGAGE GUIDE

REMORTGAGE GUIDE

INTRODUCTION TO BRIDGING LOANS

SPECIAL PURPOSE VEHICLE (SPV) LTD CO’s

SA302 TAX CALCULATION

MORTGAGES & DIVORCE

BUY TO LET GUIDE

HOLIDAY LET GUIDE

SECOND HOME GUIDE

GUIDE TO SELF EMPLOYED MORTGAGES

GUIDE TO AUCTION FINANCE

TRANSFER OF EQUITY EXPLAINED

GUIDE TO HOLIDAY LETTING

GUIDE TO SPV MORTGAGES

MORTGAGE BASICS

FIXED RATE MORTGAGES

TRACKER MORTGAGES

VARIABLE RATE MORTGAGES

JARGON BUSTER

LOAN TO VALUE (LTV)

REPAYMENT MORTGAGES

INTEREST ONLY MORTGAGES

PART AND PART MORTGAGES

PROPERTY SURVEYS

STAMP DUTY LAND TAX (SDLT)

ENERGY PERFORMANCE CERTIFICATES (EPC)

EARLY REPAYMENT CHARGES (ERC)

ARTICLES

Does bad credit affect remortgaging?
Can you get a mortgage using retained profits?
How is a CIS mortgage calculated?
Can a joint mortgage be transferred to one person?
How to buy someone out of a house
How to change an interest only mortgage to repayment
Unlock the Benefits of An Offset Mortgage
Maximising rental income through property conversion
How do you buy out a partner in a mortgage?
What kind of mortgage do you need for Airbnb?
Are self cert mortgages still available?
Should you get mortgage advice from your bank?
Who would need a day one remortgage?
What can a bridging loan be used for?
What kind of mortgage is best for a holiday rental property?
How to Finance an Auction Property
The PDR Opportunity for Investors
Switch your mortgage and save money
Bank of Mum and Dad
Calculating the cost of buying your own home
Checklist for buying your first home
What is the 6 month mortgage rule?
Keeping the property chain on track
How to reduce the stress of applying for a mortgage
How To Buy a Holiday Home
Five tips to improve your chances of mortgage approval
How to deal with Gazumping
Growing demand for holiday let mortgages
Who offers the best holiday let mortgages?
Already own a property, and thinking about buying another?
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It’s great news. Many thanks for everything and your service as always. Will be back in touch when we next need your help.

Dean

Mitcham London CR4
Kerry has been an invaluable resource for us not once, but twice over the past five years, assisting us with both our initial mortgage and subsequent remortgage. Kerry's expertise and knowledge are truly commendable.

Ella Green

Really knowledgeable and friendly service. Communication and speed of responses was excellent. Thank you.

Sarah Wise

I wanted to express my sincere gratitude to you and the team at Drake for the exceptional service and attention to detail in helping secure mortgages for both of my children in the last three months. I have had numerous experiences with mortgage brokers, but none as good as you.

Duncan H

West Kingsdown
I had confirmation from the bank yesterday that the funds had been received. Many thanks for all your help

Robin

Essex
Really knowledgeable and friendly service. Communication and speed of responses was excellent. Thank you.

Sarah Wise

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