residential remortgages

Switching your mortgage lender – Remortgages and mortgage transfers

residential remortgages

Switching your mortgage lender – Remortgages and mortgage transfers

Our remortgage service

Mortgage transfers made simple

What is a remortgage?

Usually, it replaces an existing mortgage loan secured on a property with a completely new mortgage loan.

Available to existing mortgage holders, a remortgage acts as a replacement mortgage for those whose circumstances, or requirements change during the repayment term. A new loan secured on an un-encumbered property( this is a property that you already own, but you do not currently have a mortgage on ) is also classed as a re-mortgage.

People choose to remortgage for a variety of reasons:

  • The existing lender won’t allow a further advance at a competitive rate
  • To achieve a reduction in monthly costs
  • To obtain a more flexible product
  • To raise capital for second property purchase
  • To consolidate other personal loans and credit commitments usually being charged at much higher rates. This is also called debt consolidation remortgage
  • To stay in the home you enjoy. You may need funds to purchase a former equity share in a property. This is called transfer of equity remortgage

Our qualified remortgage consultants are always ready to advise you of the best re-mortgage products to suit your needs. Why not remove the hard part of re-mortgaging and let us find the right product for you?

contact one of our mortgage brokers for immediate assistance

Our remortgage service

Mortgage transfers made simple

What is a remortgage?

Usually, it replaces an existing mortgage loan secured on a property with a completely new mortgage loan.

Available to existing mortgage holders, a remortgage acts as a replacement mortgage for those whose circumstances, or requirements change during the repayment term. A new loan secured on an un-encumbered property( this is a property that you already own, but you do not currently have a mortgage on ) is also classed as a re-mortgage.

People choose to remortgage for a variety of reasons:

  • The existing lender won’t allow a further advance at a competitive rate
  • To achieve a reduction in monthly costs
  • To obtain a more flexible product
  • To raise capital for second property purchase
  • To consolidate other personal loans and credit commitments usually being charged at much higher rates. This is also called debt consolidation remortgage
  • To stay in the home you enjoy. You may need funds to purchase a former equity share in a property. This is called transfer of equity remortgage

Our qualified remortgage consultants are always ready to advise you of the best re-mortgage products to suit your needs. Why not remove the hard part of re-mortgaging and let us find the right product for you?

contact one of our mortgage brokers for immediate assistance